The phrase refers to legal professionals specializing in cases where insurance companies allegedly act in “bad faith.” This occurs when an insurer fails to fulfill its contractual obligations to a policyholder fairly and honestly. An example includes unjustly denying a valid claim or unreasonably delaying payment.
Engaging a lawyer with expertise in this area can provide crucial support when facing such challenges. Their services offer multiple benefits, including navigating complex insurance policies, negotiating with insurers, and representing individuals in court if necessary. Historically, the recognition of “bad faith” practices and the ability to seek legal recourse have been instrumental in protecting policyholders’ rights and ensuring insurance companies adhere to ethical standards.