The phrase represents a specific type of recreational vehicle purchasing process, combined with the convenience of proximity. It describes situations where financing is offered directly by the dealership selling the RV, circumventing traditional lenders. Individuals seeking such arrangements typically search for dealerships located in their vicinity that provide this in-house financing option.
This approach offers advantages for individuals who may have difficulty securing loans from banks or credit unions due to credit history or other financial constraints. Dealerships offering these programs may have more flexible approval criteria. Understanding the terms, interest rates, and associated fees is critical when considering this method of acquiring a recreational vehicle.